Protect Yourself from Identity Theft by Freezing Your Credit Files
Millions of Americans reported being adversely impacted by identity theft. According to the US Federal Trade Commission (FTC), identity theft was the second largest consumer complaint (after debt collection) in 2017. The most frequent type of identity theft is credit...
Cheap Do-It-Yourself Wills and Trusts
Nearly 60% of Americans have no will, according to a recent survey by Care.com, creating difficulties for heirs when settling estates. More important, people with dependent children need a will to designate a guardian. Yet, they are less likely than average to have a...
Three risks in leveraged loan portfolios
As reported in the Wall Street Journal, the loan market has been flooded with inexperienced money. This has worsened lending standards even compared with the debt bubble in the 2008 banking crisis. Investors may want to consider three risks regarding their leveraged...
How much will you really receive in Social Security retirement benefits?
Social security benefits make up 80% of most workers retirement income, according to Sita Nataraj Slavov, a professor at George Mason University’s Schar School of Policy and Government. As a result, knowing how much you will receive in Social Security benefits is...