Fiduciary Wealth Management for Families Investing $2 Million+
Fintegrity delivers custom portfolios of individual securities, proactive tax strategies, and integrated planning – without delegating your relationship to junior staff.
Meet one-on-one with your Fintegrity wealth advisor — free, no obligation.
Investment Composites Performance Summary
Results through December 31, 2025
Fintegrity composite: Fingetrity’s performance over the given time period. Benchmark: The comparison performance. Outperformance: The amount by which Fintegrity outperformed the Benchmark during the given timeframe. For Full Report With Additional Composites, go here.
Pure Equity Growth
100/0
100% equity portfolios of individual U.S. stocks. 7 accounts since March 2020. Full report
2025 NET RETURN
5-YR AVG*
SINCE INCEPTION*
Fintegrity composite
Net of fees
18.34%
13.14%
14.36%
Benchmark
100% RSP
11.20%
10.28%
13.14%
Outperformance
Composite minus benchmark
+7.14%
+2.86%
+1.22%
*Average annual return net of Fintegrity’s advisory fees. Past performance does not guarantee future results.
Growth with Income
80/20
80% equity / 20% fixed income portfolios of U.S. stocks and bonds. 7 accounts since October 2020. Full report
2025 NET RETURN
5-YR AVG*
SINCE INCEPTION*
Fintegrity composite
Net of fees
13.25%
10.54%
12.46%
Benchmark
80% RSP / 20% AGG
10.64%
8.28%
10.17%
Outperformance
Composite minus benchmark
+2.61%
+2.26%
+2.29%
Common Retirement Allocation
60/40
60% equity / 40% fixed income portfolios of U.S. stocks and bonds. 2 accounts since February 2019. Full report
2025 NET RETURN
5-YR AVG*
SINCE INCEPTION*
Fintegrity composite
Net of fees
12.73%
9.73%
10.66%
Benchmark
60% RSP / 40% AGG
9.95%
6.21%
8.21%
Outperformance
Composite minus benchmark
+2.78%
+3.52%
+2.45%
Balanced
50/50
50% equity / 50% fixed income portfolios of U.S. stocks and bonds. 3 accounts since November 2019. Full report
2025 NET RETURN
5-YR AVG*
SINCE INCEPTION*
Fintegrity composite
Net of fees
12.23%
6.31%
7.45%
Benchmark
50% RSP / 50% AGG
9.56%
5.15%
6.61%
Outperformance
Composite minus benchmark
+2.67%
+1.16%
+0.84%
DISCRETIONARY AUM
$65.3M
CLIENT HOUSEHOLDS
24
REGISTERED ADVISOR
CRD #292421
*Average Annual Net Return
The summary above shows how selected Fintegrity investment strategy composites have performed through December 31, 2025. All returns shown are net of advisory fees, and are in USD. These are historical, composite results (not any one client’s account) and do not guarantee future performance. Past performance is not indicative of future results. Four of seven firm composites are presented here. For all composite reports, full performance details, definitions, and important disclosures, please see the complete report here.
Choosing a Financial Advisor
We specialize in serving families with $2–$25 million in assets who value independence, transparency, and disciplined financial management. As a fiduciary, fee-only advisor, our guidance is always unbiased and solely in your best interest, free from commissions or product-based compensation. Your assets are securely held in your name with Interactive Brokers, ensuring institutional-grade execution and independent reporting.
Every client receives a meticulously crafted, personalized investment strategy designed to achieve their long-term goals. You will work directly with Jeffrey Barnett, a highly experienced financial advisor, guaranteeing a consistent, expert partnership without ever being passed to a junior associate. For more about Fintegrity, please visit our Firm Facts page here.
What We Do
Investment Management:
Customized portfolios of individual securities; disciplined risk management
Tax Optimization:
Loss harvesting, asset location, charitable strategies
Retirement Income:
Cash-flow mapping, withdrawal sequencing, Social Security optimization
Comprehensive Planning:
Estate coordination, concentrated-stock strategies, equity compensation
How We Help
Investment Management
Disciplined, personalized portfolio management designed to preserve and grow family wealth through behavioral-finance-driven strategies.
- Custom portfolios for each client
- Grounded in behavioral finance
- 30+ years of institutional experience
- Fee-only fiduciary transparency
- Tax-efficient, risk-aware strategies
Financial Planning
Comprehensive, fiduciary financial planning that transforms complex wealth decisions into clarity, confidence, and peace of mind.
Structured six-step planning process
- Focus on retirement, tax, estate goals
- 100% client-first fiduciary model
- Collaboration with legal and tax advisors
- Flexible project or ongoing options
Who We Serve
Retirees seeking reliable monthly income while growing their investment portfolio
Families who value direct access to one seasoned adviser and fully personalized guidance
Clients seeking tax efficiency, clarity, and continuity for surviving family members
Why Fintegrity?
Expertise: Serving 30+ years of experience, $40B portfolio leadership at TIAA, Harvard MBA.
Authority: Founded and manages Fintegrity, a registered investment adviser serving 24 high-net-worth families throughout the US.
Experience: Leadership roles at Fintegrity, TIAA, JPMorgan, and M&T Bank.
Trustworthiness: Fiduciary, fee-only compensation, highly favorable client reviews.
Where We Serve
Fintegrity serves clients nationwide, with in-person availability in select locations. We welcome face-to-face meetings in Tenafly, NJ, northern NJ, New York City, and Fairfield County, CT, while continuing to support clients across the U.S. through secure virtual channels.
Schedule a 30-minute introduction with Jeffrey Barnett.
FAQ
What’s the difference between a fiduciary and a non-fiduciary financial advisor?
A fiduciary financial advisor is legally required to act in your best interest at all times, while a non-fiduciary advisor must only recommend products that are suitable for your situation—which may not necessarily be the best option for you.
How much does it cost to manage my portfolio?
Fintegrity’s Investment management fees are calculated based on the daily value of your assets under management and are billed quarterly in arrears using a tiered fee structure:
- 1.00% annually on the first $1 million
- 0.75% annually on the next $4 million
- 0.50% annually on the next $5 million
- 0.25% annually on amounts over $10 million
- For example, a $12 million portfolio would have an effective annual fee of 0.58%.
Should I use a fee-only financial advisor or one who charges commissions?
A fee-only financial advisor is typically the better choice for investors with significant assets because this structure eliminates conflicts of interest and aligns the advisor’s compensation directly with your financial success.
What is tax-loss harvesting and how much can it save me?
Tax-loss harvesting is a strategy that involves selling investments that have declined in value to realize losses, which can then offset taxable capital gains and up to $3,000 of ordinary income annually, reducing your tax bill.
When should I hire a financial advisor instead of using a robo-advisor?
You should hire a human financial advisor when your financial situation becomes complex enough that you need personalized strategic guidance, comprehensive planning across multiple financial domains, behavioral coaching during market volatility, or coordination
Why Third-Party Custody Matters
Unlike advisors who custody assets themselves, Fintegrity never takes possession of your assets. Your investments are held at Interactive Brokers—a publicly traded, SEC-regulated custodian—in accounts bearing your name. This means: