Investment Performance Disclosures

Performance Calculation Methodology

Returns are time-weighted, asset-weighted composite returns
All composite returns are presented net of advisory fees and withholding taxes
Composite returns include all fee-paying discretionary accounts meeting each composite’s strategy definition
Returns are calculated using Daily Valuation methodology
Individual account performance will vary from composite performance based on timing of contributions/withdrawals, specific holdings, and market conditions

Benchmark Information

RSP (Invesco S&P 500 Equal Weight ETF): Provides equal-weighted U.S. large-cap equity exposure (all S&P 500 stocks equally weighted rather than market-cap weighted)
AGG (iShares Core U.S. Aggregate Bond ETF): Represents broad U.S. investment-grade bond market including government, corporate, and mortgage-backed securities
Blended benchmarks are weighted according to each composite’s target allocation (e.g., 80/20 composite uses 80% RSP and 20% AGG)
Benchmarks are comprised of exchange traded funds

Composite Construction

Accounts are assigned to composites based on their documented target equity/bond allocation established at account inception or upon strategy change
The Dynamic Allocation composite includes accounts with flexible allocation mandates where equity/bond targets vary based on market conditions
All discretionary, fee-paying accounts meeting each composite’s definition are included; non-discretionary and non-fee-paying accounts are excluded
Terminated accounts remain in historical composite performance (no survivorship bias)
Accounts are included in composites beginning with the first full reporting period under management
Minimum account size for composite inclusion: None

Fee Structure

Advisory fees range from 1% to 0.54% annually depending on account size, paid quarterly in arrears
Actual client returns are reduced by applicable taxes
Fee information is available in Fintegrity’s Form ADV Part 2A

Time Periods Presented

Performance is presented for 1-year, 3-year, 5-year, and since-inception periods ending December 31, 2025
Inception dates reflect the earliest account in each composite
Not all accounts have performance for all time periods presented
Annual returns for each calendar year are available upon request

Firm Information

Fintegrity LLC is a registered investment advisor with the New Jersey Bureau of Securities
Total firm assets under management as of December 31, 2025: approximately $65.3 million
Firm inception: 2017
Composites include all discretionary accounts managed by Fintegrity

Verification and Compliance Status

Fintegrity® LLC has been independently verified in accordance with the Global Investment Performance Standards (GIPS®) by The Spaulding Group for the periods January 22, 2019 through December 31, 2025. The verification report is available upon request.
This presentation complies with the SEC Marketing Rule 206(4)-1

General Risk Disclosures

Past performance does not guarantee future results
Investment in securities involves risk of loss that clients should be prepared to bear
Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable
All investments may lose value
Asset allocation and diversification do not ensure profit or protect against loss
Performance results may vary significantly over short-term periods due to market volatility

Additional Information

Additional information about Fintegrity’s services, fees, and conflicts of interest is available in our Form ADV Part 2A brochure, available at www.adviserinfo.sec.gov or upon request.
For questions about this performance presentation or to receive additional performance data, please contact Fintegrity at jeff@fintegrity.com

Testimonial Disclosure: All testimonials presented here are from bona fide Fintegrity clients, provided voluntarily without compensation and free from conflicts of interest.
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