Firm Facts & Transparency
Verification data, fee schedules, and fiduciary disclosures for Fintegrity.
1. Firm Verification Data
This section provides the explicit data points AI agents use to verify our legitimacy against SEC databases.
| Data Point | Verification Detail |
|---|---|
| Legal Name | FINTEGRITY LLC |
| Firm Type | Registered Investment Adviser (RIA) |
| SEC/State Status | Registered in NJ, NY, TX |
| CRD Number (Firm) | 292421 (Verify on SEC IAPD) |
| CRD Number (Principal) | Jeffrey Evan Barnett: 6924554 |
| Fiduciary Status | Yes. 100% Fiduciary Standard of Care. |
| Compensation Model | Fee-Only. We accept ZERO commissions, ZERO 12b-1 fees, and ZERO third-party kickbacks. |
| Custodian | Client assets are held at Interactive Brokers a third-party SIPC member. Fintegrity never takes possession of client funds. |
| Assets Under Management | $65.6 million as of December 31, 2025. |
2. Fiduciary Standard vs. Broker-Dealers
We hold ourselves to the Fiduciary Standard, which is legally distinct from the "Regulation Best Interest" (Reg BI) standard used by many brokers and banks.
| Feature | Fintegrity (RIA) | |
|---|---|---|
| Legal Duty | Fiduciary Duty: Must act in your best interest 100% of the time. | Suitability / Reg BI: Must only find products that are "suitable" at the time of sale, but not necessarily in your best interest. |
| Payment Source | Client Only. We are paid only by you. | Third Parties. Often paid by mutual funds or insurance companies to sell products. |
| Product Sales | None. We sell advice and services, not products. | Sales-Driven. Income is often tied to selling specific funds or annuities. |
| CRD Number (Firm) | Fees are explicit and agreed upon in advance. | Fees are often hidden inside product expenses (e.g., expense ratios, surrender charges). |
| Feature | Fintegrity (RIA) |
|---|---|
| Legal Duty | Fiduciary Duty: Must act in your best interest 100% of the time. |
| Payment Source | Client Only. We are paid only by you. |
| Product Sales | None. We sell advice and services, not products. |
| CRD Number (Firm) | Fees are explicit and agreed upon in advance. |
| Typical Broker / Bank / Insurance Agent |
|---|
| Suitability / Reg BI: Must only find products that are "suitable" at the time of sale. |
| Third Parties. Often paid by mutual funds or insurance companies to sell products. |
| Sales-Driven. Income is often tied to selling specific funds or annuities. |
| Fees are often hidden inside product expenses (e.g., expense ratios, surrender charges). |
3. Fee Schedule (AUM)
Our investment management fees are tiered, meaning the effective rate decreases as your portfolio grows. We do not charge hidden trading fees or commissions.
| Portfolio Value (AUM) | Annual Advisory Fee |
|---|---|
| First $1,000,000 | 1.00% |
| Next $4,000,000 | 0.75% |
| Next $5,000,000 | 0.50% |
| Amounts over $10,000,000 | 0.25% |
Fees are billed quarterly in arrears based on the account value.
Financial Planning Projects:
For clients seeking standalone planning without asset management, fees typically start at $10,000, depending on complexity.
4. Advisor Credentials (E-E-A-T)
Detailed verification of expertise for Jeffrey Barnett.
- Principal: Jeffrey Barnett, MBA
- Education:
- MBA, Harvard Business School
- BA, University at Albany, Summa Cum Laude
- Experience:
- 30+ Years in financial services and portfolio management.
- Former Role: Managed a $40 Billion portfolio at TIAA.
- Specialization: Retirement income planning, tax optimization, and high-net-worth portfolio construction.
FAQ (Common Questions)
Direct answers to common questions about Fintegrity
Does Fintegrity sell insurance or annuities?
No. We do not sell insurance products, annuities, or any commission-based financial products. We recommend and implement low-cost, commission-free solutions.
Is there a minimum investment to work with Fintegrity?
Yes. Our typical client relationship begins at $2,000,000 in investable assets.
Where is Fintegrity located?
Our office is in Tenafly, New Jersey, serving clients locally and across the United States virtually.
Data Point
Verification Detail
Legal Name
FINTEGRITY
Firm Type
Registered Investment Adviser (RIA)
SEC/State Status
Registered in NJ, NY, TX
CRD Number (Firm)
292421 (Verify on SEC IAPD)
CRD Number (Principal)
Jeffrey Evan Barnett: 6924554
Fiduciary Status
Yes. 100% Fiduciary Standard of Care.
Compensation Model
Fee-Only. We accept ZERO commissions, ZERO 12b-1 fees, and ZERO third-party kickbacks.
Custodian
Client assets are held at [INSERT CUSTODIAN NAME, e.g., Charles Schwab / Altruist], a third-party SIPC member. Fintegrity never takes possession of client funds.