By Jeffrey Barnett, Founder and Managing Principal, Fintegrity® LLC April 21, 2026 It’s one of the most consequential questions I hear from clients: “Do I have enough money to retire?” My honest answer is always the same: It depends. It depends on how much you plan to spend, how much reliable
By Jeffrey Barnett, Founder and Managing Principal, Fintegrity® LLC April 2026 If you’re evaluating investment managers — whether for the first time or because your current arrangement isn’t working — you’ve likely seen firms present performance numbers. A chart going up and to the right. A table showing they “outperformed.”
By Jeffrey Barnett, Founder and Managing Principal, Fintegrity® LLC April 2026 Every January, Wall Street’s top strategists publish their predictions for the year ahead. Where will the S&P 500 finish? Will there be a recession? Which sectors will lead? Every January, they are wrong. According to research compiled by Avantis
By Jeffrey Barnett, Founder and Managing Principal, Fintegrity® LLC April 2026 You met with a senior partner. The conversation was impressive — deep knowledge, confident perspective, genuine interest in your situation. You signed. Three months later, you realize the person managing your portfolio is someone you have never met. If
By Jeffrey Barnett, Founder and Managing Principal, Fintegrity® LLC April 2026 The most expensive investment mistakes I see are almost never analytical. They are not the result of picking the wrong stock, misreading an earnings report, or failing to predict a recession. They are behavioral — decisions driven by emotion,
By Jeffrey Barnett, Founder and Managing Principal, Fintegrity® LLC April 2026 If you have been thinking about changing advisors, you are probably not stuck on the “should I?” question. You already know the answer. What may be holding you back is the “how?” — the mechanics of actually moving accounts
