Earn 7.12% with Treasury I-bonds

Earn 7.12% with Treasury I-bonds

Earn 7.12% Risk-Free on US Treasury I-Bonds! The interest rate on US Treasury Series I savings bonds has been raised to 7.12%. At 7.12%, the initial interest rate on new Series I savings bonds is the second-highest interest rate ever. You can buy I bonds at that rate...

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Making the Retirement Decision Easier

Making the Retirement Decision Easier

Are you thinking about retirement? It’s a major decision. An accountant I know said he and his wife think they have enough to retire, but want to be 100% sure before they stop working. He tried several online financial calculators, but correctly recognized that they...

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Are You Prepared for Rising Estate Taxes?

Are You Prepared for Rising Estate Taxes?

Current Estate Tax Current tax law provides an exemption of $11.7 million per person ($23.4 million for a married couple) in 2021 to be passed to beneficiaries without federal estate tax. The federal estate tax rate is currently 40%. Proposed Changes President Biden...

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7 Things You Need to Know About MARKET CORRECTIONS

7 Things You Need to Know About MARKET CORRECTIONS

Bears symbolize a falling stock marketPhoto by Becca on Unsplash 1. A stock market correction is defined as a 10% decline in valuations, such as when the S&P 500 stock index falls by 10% or more from its previous high. When the decline exceeds 20%,...

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5% Dividend Yield for Income in a Low Interest Rate World

5% Dividend Yield for Income in a Low Interest Rate World

Retiree Earning Income from Dividends Instead of Low-Yielding Bonds Low Interest Rates The Fed is likely to hold its short-term interest rate near zero for at least five years. This is a challenge for retirees and others who need stable sources of income. Depressed...

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Investing for Inflation

Investing for Inflation

US Dollar After Inflation The US Federal Government’s massive $5.6 trillion expansionary policies through July 31, 2020 mitigated much of the short-term economic damage from the government-mandated shut-down, but is causing many investors to worry about impending...

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10 Ways to Improve Your Retirement Investments Now

10 Ways to Improve Your Retirement Investments Now

Consider the following 10 ways to improve your retirement investments during the pandemic: Do increase long-term investment allocations to stocks while interest rates are depressed. At current low interest rates on high-quality bonds, a diversified portfolio of stocks...

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