Market Outlook: Ukraine, the Fed, and Volatility
Tensions in Ukraine, higher than expected inflation, concerns about rising interest rates, and market volatility are being reported in the news and are on investors' minds. This note offers some perspective. An invasion of Ukraine may occur in the coming days or...
Earn 7.12% with Treasury I-bonds
Earn 7.12% Risk-Free on US Treasury I-Bonds! The interest rate on US Treasury Series I savings bonds has been raised to 7.12%. At 7.12%, the initial interest rate on new Series I savings bonds is the second-highest interest rate ever. You can buy I bonds at that rate...
Making the Retirement Decision Easier
Are you thinking about retirement? It’s a major decision. An accountant I know said he and his wife think they have enough to retire, but want to be 100% sure before they stop working. He tried several online financial calculators, but correctly recognized that they...
Are You Prepared for Rising Estate Taxes?
Current Estate Tax Current tax law provides an exemption of $11.7 million per person ($23.4 million for a married couple) in 2021 to be passed to beneficiaries without federal estate tax. The federal estate tax rate is currently 40%. Proposed Changes President Biden...
Gamestop Stock Rise and Controversy Explained
Gamestop investments will end in tears for many folks caught up in it.
7 Things You Need to Know About MARKET CORRECTIONS
Bears symbolize a falling stock marketPhoto by Becca on Unsplash 1. A stock market correction is defined as a 10% decline in valuations, such as when the S&P 500 stock index falls by 10% or more from its previous high. When the decline exceeds 20%,...
5% Dividend Yield for Income in a Low Interest Rate World
Retiree Earning Income from Dividends Instead of Low-Yielding Bonds Low Interest Rates The Fed is likely to hold its short-term interest rate near zero for at least five years. This is a challenge for retirees and others who need stable sources of income. Depressed...
Investing for Inflation
US Dollar After Inflation The US Federal Government’s massive $5.6 trillion expansionary policies through July 31, 2020 mitigated much of the short-term economic damage from the government-mandated shut-down, but is causing many investors to worry about impending...
10 Ways to Improve Your Retirement Investments Now
Consider the following 10 ways to improve your retirement investments during the pandemic: Do increase long-term investment allocations to stocks while interest rates are depressed. At current low interest rates on high-quality bonds, a diversified portfolio of stocks...
3 Steps to Know When You Are Financially Ready to Retire
Determine the Resources You Will Need to Sustain Your Living Expenses Once You Stop Working A common question people ask is “Do I have enough money to retire?” The answer depends on several factors. This 3-Step guide will help you determine the resources you will need...