Stock Market Returns Averaged 10% Since 1926

Stock Market Returns Averaged 10% Since 1926

Although the S&P 500 index returned 10%, on average, since 1926, the actual return in each year was 10% +/- 2% in only six of the past 93 calendar years. In most years, the index’s return was outside of the range—often above or below by a wide margin—with no...

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Estate Planning Tips for Couples and Surviving Spouses

Estate Planning Tips for Couples and Surviving Spouses

These excellent estate planning tips for couples and surviving spouses appeared in the March 30, 2019 edition of the Wall Street Journal. I'm posting the key tips and a link to the article for easy reference. Take key steps for advance planning: ☑️ Hire an estate...

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How Much Should Be Invested in Stocks?

How Much Should Be Invested in Stocks?

Stocks Power Portfolio Values Over Long Periods There are 3 major factors to consider when contemplating your asset allocation: timing, risk tolerance, and to a lesser extent, valuation. This question is on people's minds no matter what the stock market is doing. I...

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How Long Should You Plan to Live in Retirement?

How Long Should You Plan to Live in Retirement?

One of the major inputs for retirement planning is how long you expect to live. Retirement calculators ask you to forecast your lifespan or number of years living in retirement. It’s a necessary input because longevity informs the estimated number of years your...

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Fintegrity’s Investing Philosophy

Fintegrity’s Investing Philosophy

Fintegrity’s investing philosophy is grounded in behavioral finance, understanding that emotion and psychology play a role when investors make decisions, sometimes causing them to behave in unpredictable or irrational ways that create opportunities and deviations from...

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Cheap Do-It-Yourself Wills and Trusts

Cheap Do-It-Yourself Wills and Trusts

Nearly 60% of Americans have no will, according to a recent survey by Care.com, creating difficulties for heirs when settling estates. More important, people with dependent children need a will to designate a guardian. Yet, they are less likely than average to have a...

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Three risks in leveraged loan portfolios

Three risks in leveraged loan portfolios

As reported in the Wall Street Journal, the loan market has been flooded with inexperienced money. This has worsened lending standards even compared with the debt bubble in the 2008 banking crisis. Investors may want to consider three risks regarding their leveraged...

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