How Much Should Be Invested in Stocks?

How Much Should Be Invested in Stocks?

Stocks Power Portfolio Values Over Long Periods There are 3 major factors to consider when contemplating your asset allocation: timing, risk tolerance, and to a lesser extent, valuation. This question is on people's minds no matter what the stock market is doing. I...

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How Long Should You Plan to Live in Retirement?

How Long Should You Plan to Live in Retirement?

One of the major inputs for retirement planning is how long you expect to live. Retirement calculators ask you to forecast your lifespan or number of years living in retirement. It’s a necessary input because longevity informs the estimated number of years your...

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Fintegrity’s Investing Philosophy

Fintegrity’s Investing Philosophy

Fintegrity’s investing philosophy is grounded in behavioral finance, understanding that emotion and psychology play a role when investors make decisions, sometimes causing them to behave in unpredictable or irrational ways that create opportunities and deviations from...

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How to Save Money When Buying a New Car

How to Save Money When Buying a New Car

When car shopping, think in terms of an execution plan with suggested steps listed below: Decide what car you want to buy, including options and colors. Research pricing, for an idea of the maximum price you would pay, recognizing that you could pay less by shopping...

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Cheap Do-It-Yourself Wills

Cheap Do-It-Yourself Wills

Nearly 60% of Americans have no will, according to a recent survey by Care.com, creating difficulties for heirs when settling estates. More important, people with dependent children need a will to designate a guardian. Yet, they are less likely than average to have a...

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Three risks in leveraged loan portfolios

Three risks in leveraged loan portfolios

As reported in the Wall Street Journal, the loan market has been flooded with inexperienced money. This has worsened lending standards even compared with the debt bubble in the 2008 banking crisis. Investors may want to consider three risks regarding their leveraged...

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Brokers can be Hazardous to Your Wealth

Brokers can be Hazardous to Your Wealth

"Caught in a Broker's Churn," in the August 25, 2018 New York Times describes an extreme example of how brokers’ misaligned incentives can go wrong, demonstrating why a registered investment adviser (RIA), like Fintegrity, is better than a broker. In this case,...

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Saving Money on Car Insurance

Saving Money on Car Insurance

Although most car insurance shoppers are focused on cost, other important factors are worth considering when choosing an insurance carrier: Price – insurance companies assess risks differently and often attempt to gradually raise rates on existing customers, making it...

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Discount Broker Advisers are Paid to Push Products

Discount Broker Advisers are Paid to Push Products

Discount brokers pay advisers to push higher cost products, creating conflicts of interest. In contrast, registered investment advisers, like Fintegrity, are free from these conflicts and are legally obligated to work in their clients’ best interest.

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